Martin Lewis offers advice on NHS prescriptions
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If Britons require multiple medications but are not eligible for free prescriptions then they can face a significant charge to access their medicine. However, it should be noted that for those in Scotland, Wales, and Northern Ireland do not have to pay for their prescriptions as they are
Dr Dominic Pimenta, who is now a lead research physician at the Richmond Research Institute, said pre-pay certificates (PPCs) could help people “save a lot of money” on their prescriptions.
The certificates enable those who have to pay for their prescriptions to buy them at a set price.
The more prescription items a person needs, the larger the savings to be made.
Dr Pimenta stated that “In these times” it “might make a big difference”.
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In the tweet, he said: “This doesn’t appear well-known about, but if you are paying for your prescriptions (e.g. not exempt) you could be saving a lot of money with a pre-pay certificate. In these times might make a big difference.
“& if you do know about it, many don’t – so RT”
The NHS website describes the certificates as a prescription “season ticket”.
Currently, a PPC costs an individual £30.25 for a three month period or £108.10 for 12 months.
The three month PPC is recommended for those who have more than three prescribed items in three months.
The 12 month PPC is recommended to people who need more than 11 prescribed items in a year.
The three month PPC can help people save around £25 whilst the 12 month PPC would save them around £116 for the year.
If a person requires four prescriptions a month then with the 12 month PPC they could make a saving of more than £340 a year.
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Britons can purchase a PCC on the NHS Business Services Authority’s website or in a registered pharmacy.
If bought online, they will instantly receive the PCC through their email.
If a person requests a physical one they’ll receive their paper certificate within 10 working days.
People can either pay in full for the PCC or spread the costs across 10 or 12 monthly instalments by direct debit.
A PPC covers all NHS prescriptions, including NHS dental prescriptions. However, it doesn’t cover the cost of other health items, such as wigs and other fabric supports.
The NHS stated that it is important that the details on a person’s PCC are correct and kept up to date.
So if a person changes their name, they will need a new certificate.
In May the Government announced that it was to freeze NHS prescription charges in order to help people access medicine during the cost of living crisis.
The charge usually increases in line with inflation and is announced in April.
Before people go ahead with a PPC, they should first check whether they’re entitled to free NHS prescriptions as this will save them even more money.
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