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- Chase launched a limited-time bonus on the Southwest personal cards that includes a Companion Pass.
- The American Express® Business Gold Card is offering an increased welcome bonus for a limited time.
- Don’t forget about increased credit card welcome offers that don’t have an end date yet.
- Read Insider’s guide to the best rewards credit cards for more top picks.
The past week brought some surprise new credit card offers, including an exciting new bonus on the personal Southwest cards and a doubled bonus on the American Express® Business Gold Card. If you’re trying to decide on which credit cards are best for you, an elevated welcome bonus can certainly make your decision a bit easier.
Just a day after winding down record-high bonuses on the Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Priority Credit Card, Chase is back with another compelling offer. Through March 10, 2021, you can Earn a Companion Pass® through 2/28/2022 plus 30,000 points after you spend $5,000 on purchases in the first 3 months.
That’s an excellent deal if you plan to fly Southwest a lot in the next year, because with the Southwest Companion Pass, you designate a friend or family member to travel with you on any paid or award flight with Southwest for only the cost of taxes and fees (usually about $6 one-way on domestic tickets).
Small-business owners have an exciting new offer to consider, too. The American Express® Business Gold Card now offers 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first 3 months of card membership. New cardholders can also earn up to $300 in statement credits in the first three months (terms and cap apply): up to $150 in statement credits toward eligible U.S. advertising purchases in select media, and up to $150 toward eligible U.S. shipping purchases (terms and cap apply).
Don’t forget about ongoing elevated offers that aren’t expiring yet, including impressive bonuses on The Platinum Card® from American Express, The Business Platinum Card® from American Express, and Chase Ink Business cards.
Best new credit card offers
Last week brought new offers on these cards:
- Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Priority Credit Card
- American Express® Business Gold Card
Read more details on these offers below:
Southwest Rapid Rewards® Plus Credit Card
With the limited-time offers on the Southwest personal cards, you’ll bypass the qualifying points (or flights) requirement, and receive a Companion Pass that’s valid until February 28, 2022, once you meet the minimum spending. That’s a shorter validity period than if you earned the Companion Pass the old-fashioned way — but if you have a lot of Southwest flying planned in the next year, these offers are definitely worth considering.
Amex Business Gold card: Earn 70,000 points and up to $300 in credits
The American Express® Business Gold Card usually doesn’t get as much attention as other Amex cards, because its bonus isn’t normally something to get excited about. However, through April 7, 2021, the card is offering double its regular bonus: 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first 3 months of card membership.
In the first three months of account opening, new cardholders can receive up to $150 back as a statement credit toward both US advertising in select media and US shipping purchases (a total of up to $300 back). US advertising in select media includes expenses like promoting your business through Google and Facebook ads or television and radio spots, and shipping can include USPS, FedEx, and UPS purchases.
This is an excellent deal if your business spends a lot in those categories, because if you max out both credits, you can offset the card’s entire $295 annual fee (See Rates).
Best ongoing increased credit card bonuses
These cards have improved welcome offers for a limited time, but we don’t yet know when they’ll end:
- American Express® Gold Card
- British Airways Visa Signature® Card, Aer Lingus Visa Signature® Card, and Iberia Visa Signature® Card
- Chase Sapphire Preferred® Card
- The Business Platinum Card® from American Express
- The Platinum Card® from American Express
- Ink Business Unlimited® Credit Card
- Ink Business Cash® Credit Card
- Hilton Honors American Express Surpass® Card
- Hilton Honors American Express Card
- The Hilton Honors American Express Business Card
- The World Of Hyatt Credit Card
Read more details on these offers below:
American Express® Gold Card
Along with 60,000 points after you spend at least $4,000 in your first 6 months of account opening, the American Express® Gold Card earns 4x Membership Rewards points on up to $25,000 spent at US supermarkets each calendar year (then 1x). This perk alone puts the card high on our list of top credit cards for buying groceries.
It’s also a good card for dining because it earns 4x points at restaurants worldwide (including takeout and delivery) with no cap, and also offers up to $120 a year in dining credit at participating restaurants and food-delivery services like Cheesecake Factory, GrubHub, and Seamless.
British Airways Visa Signature® Card
Plus, the cards have added elevated earning rates in certain categories as part of their welcome bonuses. New cardholders can earn 5 Avios per dollar on British Airways, Aer Lingus, and Iberia purchases and 3 Avios per dollar on accommodations booked directly with hotels in the first year of account opening (then 3x and 2x, respectively).
Chase Sapphire Preferred® Card
Only new applicants qualify for up to $50 in grocery store credits, but all Chase Sapphire cardholders can still earn bonus points on groceries, on up to $1,000 in spending per month, through April 30, 2021.
The Business Platinum Card® from American Express
The card also comes with a ton of valuable benefits, including up to $200 per calendar year in U.S. Dell credits, up to $200 per calendar year in airline incidental fee credits, and a 35% rebate when you redeem Amex Membership Rewards points for flights on your selected airline (or any business- or first-class ticket) through the Amex Travel Portal.
Many Amex Business Platinum Card perks can also be found on the personal Platinum Card. If you’re not sure which card is right for you, have a look at our comparison of the Amex Platinum and Business Platinum for a full breakdown.
The Platinum Card® from American Express
Even if you’re not traveling right now, the Amex Platinum 75k bonus is worth considering: Between up to $200 in Uber credits (including Uber Eats) and up to $100 in Saks credits each calendar year, plus the ability to use Membership Rewards points for a wide variety of redemptions (including many that don’t involve travel), it’s easy to get a ton of value from Platinum Card.
New for 2021, cardholders will also receive up to $30 per month in statement credits for PayPal purchases. Lots of popular retailers and services accept PayPal, so this is an incredibly easy way to get even more value from the card.
Ink Business Unlimited® Credit Card
Small-business owners who want to earn lots of rewards in the new year can benefit from these all-time-high offers. Keep in mind the Chase Ultimate Rewards points you’ll earn from these cards aren’t just good for cash back — you’ve got options to redeem for travel, and even more flexibility (like transferring to Chase airline and hotel partners) if you also have the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card in your wallet.
Hilton Honors American Express Surpass® Card
You’ll earn 30,000 points after you spend $3,000 on purchases within the first three months of account opening, and up to 30,000 more points by earning 2 points total per dollar on purchases that normally earn 1x points, on up to $15,000 in the first six months of account opening. The previous offer was for up to 50,000 points but the spending requirement was much lower.
There’s also a new promotion for all The World Of Hyatt Credit Card holders in the month of February to earn up to 5,000 Hyatt points after you register by February 28. You’ll earn bonus points for making a certain number of eligible transactions (which must be at least 1 dollar), as follows:
- 10 transactions = 1,000 bonus points
- 25 transactions = 2,500 bonus points
- 50 or more transactions = 5,000 bonus points
Jasmin Baron is an associate editor at Personal Finance Insider, where she helps readers maximize rewards and find the best credit cards to fit their lifestyles.
Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.
Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.
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