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- The Capital One Venture Rewards Credit Card is offering a huge new limited-time welcome bonus.
- Chase has extended the Pay Yourself Back feature and added Peloton benefits to the Sapphire cards.
- There are just two days left to apply for the elevated offer on American Express® Business Gold Card.
- Read Insider’s guide to the best rewards credit cards for more top picks.
The month of April has started off strong with more elevated credit card offers and promotions, plus new bonus categories that can make pandemic life a little more rewarding. If you’re thinking of applying for a new credit card, now is a great time to take advantage of a limited-time bonus.
Capital One has brought back the popular elevated offer on the Capital One Venture Rewards Credit Card for a limited time: Earn 100,000 bonus miles once you spend $20,000 on purchases within the first 12 months from account opening (or 50,000 miles if you spend $3,000 on purchases within the first 3 months). 100,000 Venture miles are worth $1,000 when you redeem them toward travel purchases charged to your card, and potentially more when you transfer miles to Capital One airline and hotel partners.
Chase introduced a new, limited-time Peloton bonus category for Chase Sapphire Preferred® Card and Chase Sapphire Reserve® cardholders. Through March 2022, the Chase Sapphire Preferred® Card earns 5x total points on eligible Peloton purchases over $1,800, up to a maximum of 25,000 points, and Chase Sapphire Reserve® cardholders can earn 10x total points on eligible purchses with a maximum of 50,000 points.
There’s also good news for Chase Sapphire Preferred® Card and Chase Sapphire Reserve® cardholders who’ve been redeeming Chase Ultimate Rewards points toward grocery, gas, home improvement store, and eligible charity purchases using Pay Yourself Back. Chase has now extended this feature through September 30, 2021, to help out customers who want to use Chase points for non-travel redemptions.
If you’re interested in applying for the increased welcome offer on American Express® Business Gold Card, you’ve only a couple of days left. Through April 7, 2021, new cardholders can earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases within the first 3 months of card membership, plus up to $300 in statement credits in the first three months (terms and cap apply): up to $150 in statement credits toward eligible U.S. advertising purchases in select media, and up to $150 toward eligible U.S. shipping purchases (terms and cap apply).
Don’t forget about ongoing elevated offers that aren’t expiring yet, including excellent bonuses on The Platinum Card® from American Express, The Business Platinum Card® from American Express, Amex Delta credit cards, Chase United credit cards, and Chase Ink Business cards.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Best credit card offers ending soon
- American Express® Business Gold Card
Read more about this offer below:
American Express® Business Gold Card
In the first three months of account opening, new cardholders can receive up to $150 back as a statement credit toward both U.S. advertising in select media and U.S. shipping purchases (a total of up to $300 back). U.S. advertising in select media includes expenses like promoting your business through Google and Facebook ads or television and radio spots, and shipping can include USPS, FedEx, and UPS purchases.
This is an excellent deal if your business spends a lot in those categories, because if you max out both credits, you can offset the card’s entire $295 annual fee (See Rates).
American Express Membership Rewards points are worth an average of 1.8 cents each, according to Insider’s valuations, so 70,000 points are worth around $1,260, depending on how you redeem them.
Best new credit card offers
- Capital One Venture Rewards Credit Card
Read more about these offers below:
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is a terrific choice if you’re new to travel rewards, because you don’t have to worry about bonus categories or spending caps. The card earns a straight 2 miles per dollar on all purchases with no limits, and if you redeem your miles to “erase” travel purchases you’ve made with the card, they’re worth a flat 1 cent apiece.
And it’s possible to get even higher value from your miles if you transfer them to Capital One’s travel partners and book award flights or hotel stays. Insider estimates Venture miles are worth, on average, 1.3 cents apiece, so 100,000 miles could be worth $1,300 or more in travel.
Best ongoing increased credit card bonuses
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Marriott Bonvoy Brilliant™ American Express® Card and Marriott Bonvoy Business™ American Express® Card
- Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, Southwest Rapid Rewards® Priority Credit Card
- Delta SkyMiles® Gold American Express Card, Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Reserve American Express Card, Delta SkyMiles® Gold Business American Express Card, Delta SkyMiles® Platinum Business American Express Card, Delta SkyMiles® Reserve Business American Express Card
- United℠ Explorer Card, United Club℠ Infinite Card, United℠ Business Card, and United Gateway℠ Card
- Blue Cash Preferred® Card from American Express
- American Express® Gold Card
- British Airways Visa Signature® Card, Iberia Visa Signature® Card, and Aer Lingus Visa Signature® Card
- The Business Platinum Card® from American Express
- The Platinum Card® from American Express
- Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card
- The World Of Hyatt Credit Card
Read more about these offers below:
Chase Sapphire Preferred® Card
Only new applicants qualify for up to $50 in grocery store credits, but all Chase Sapphire cardholders can still earn bonus points on groceries, on up to $1,000 in spending per month, through April 30, 2021.
Chase Sapphire Reserve®
The Chase Sapphire Reserve® has a $550 annual fee — substantially higher than the Chase Sapphire Preferred® Card. However, if you can make use of the card’s additional benefits — especially if you’re traveling — the annual fee is certainly worth it.
Marriott Bonvoy Brilliant™ American Express® Card
Along with the welcome bonus, the Marriott Bonvoy Brilliant™ American Express® Card comes with up to $300 in statement credits each year toward Marriott Bonvoy hotel purchases — including room rates and on-site purchases like room service or spa treatments.
The card also offers a perk that can be worth well more than the annual fee. Each year on your card anniversary, you’ll receive a free night certificate valid at Marriott hotels that cost 50,000 points or less — plus, cardholders receive automatic Marriott Gold elite status, a Priority Pass Select membership for airport lounge access, a Global Entry or TSA PreCheck application fee credit, and up to $100 property credit when booking eligible paid stays of two nights or more at Ritz-Carlton and St. Regis hotels.
Insider pegs Marriott Bonvoy points as worth 0.7 cents apiece on average, so you can expect to get $875 in value from the welcome bonus points — not including the statement credit.
Marriott Bonvoy Business™ American Express® Card
This is one of the highest offers we’ve seen for this card, and the statement credit could make a difference for those who want to minimize their out-of-pocket costs. Cardholders receive an annual free night each card anniversary, valid at Marriott hotels that cost up to 35,000 points per night.
At an average value of 0.7 cents apiece, you can expect to get $700 in value from the welcome bonus points even before the statement credit.
Southwest Rapid Rewards® Plus Credit Card
Normally, you’d need to earn 125,000 qualifying points in a calendar year (or fly 100 one-way flights) to unlock the Companion Pass, and points earned from Southwest credit cards count toward the requirement. For 2021, Rapid Rewards members with active accounts as of December 31, 2020, have been credited 25,000 out of the required 125,000 points (and 25 qualifying flights) automatically — effectively reducing the Companion Pass requirement to just 100,000 points or 75 flights this year.
Southwest points never expire, so if you’re interested in earning these bonuses now, you can wait to redeem your points until you’re ready to travel again.
Delta SkyMiles® Gold American Express Card
You’ll earn 70,000 bonus miles after you spend $2,000 in purchases in your first 3 months from account opening, and receive a free first checked bag on Delta flights for yourself and up to eight companions on the same reservation (worth $30 per bag), priority boarding, a 20% discount on inflight purchases, and a $100 Delta flight credit after you spend $10,000 on the card in a calendar year. There’s an annual fee of $99, waived for the first year (See Rates).
Delta miles are worth an average of 1.1 cents each according to Insider’s SkyMiles valuations, so you can expect to get at least $770 in flights from this welcome bonus.
Delta SkyMiles® Platinum American Express Card
The card also comes with an annual companion certificate each card anniversary, a Global Entry or TSA PreCheck application fee credit of up to $100, and discounted access to Sky Club lounges. There’s a $250 annual fee (See Rates).
At an average value of 1.1 cents apiece for Delta miles according to our valuations, you can expect this 90,000-mile bonus to get you flights worth $990.
Delta SkyMiles® Reserve American Express Card
You’ll receive access to Delta Sky Club airport lounges when flying Delta, and access to Amex Centurion Lounges when you fly Delta and use your card to book the ticket. You’ll also get two Delta Sky Club one-time guest passes each year, up to $100 for a Global Entry or TSA PreCheck application fee credit, and access to complimentary upgrades for non-elite Delta members.
Delta SkyMiles® Gold Business American Express Card
This card comes with most of the same perks as the personal Delta SkyMiles® Gold American Express Card, including a free checked bag, priority boarding, and inflight discounts on Delta flights, as well as up to $100 Delta flight credit after you spend $10,000 on the card in a calendar year. There’s an annual fee of $99, waived the first year (See Rates).
Delta SkyMiles® Platinum Business American Express Card
One additional benefit is the ability to earn 1.5x miles on single eligible purchases of $5,000 or more (up to 50,000 additional miles per calendar year). Cardholders also earn 3x miles on Delta purchases and on purchases made directly with hotels.
Delta SkyMiles® Reserve Business American Express Card
Like the personal version, you’ll get access to Delta Sky Club airport lounges when flying Delta, and access to Amex Centurion Lounges when you fly Delta and use your card to book the ticket. The card has a $550 annual fee (See Rates).
United℠ Explorer Card
Normally, the bonus on the United℠ Explorer Card is 40,000 miles after meeting minimum spending requirements, but the new offer is 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open, plus 25,000 bonus miles after you spend $10,000 in the first 6 months. The annual fee is $95, waived the first year, and you’ll also get up to $100 in statement credit for the Global Entry or TSA PreCheck application fee every four years.
Insider pegs the value of United miles at 1.3 cents each on average, so this welcome bonus is worth around $845 in flights.
United Club℠ Infinite Card
Cardholders receive up to two free checked bags for the cardholder and one companion on United flights, Premier Access (priority check-in, security screening, boarding, and baggage handling when flying United), and a 25% discount on inflight food, beverages, and Wi-Fi aboard United-operated flights. If you have United Premier elite status and are traveling on an award ticket, you’ll also be eligible for complimentary Premier upgrades on United-operated flights, subject to availability.
75,000 United miles are worth about $975 in flights, based on Insider’s latest valuations.
United℠ Business Card
Along with many of the same benefits as the personal United℠ Explorer Card (free checked bag, priority boarding, two one-time United Club passes each anniversary year, Global Entry or TSA PreCheck application fee credit), the United℠ Business Card throws in some additional perks.
If you make seven or more United flight travel-related purchases of at least $100 in an account anniversary year with your United℠ Business Card, you will receive a $100 statement credit. And if you also have a personal Chase United card (like the United℠ Explorer Card or United Gateway℠ Card), you’ll receive a “better-together anniversary bonus” of 5,000 United miles each anniversary of your United℠ Business Card.
United Gateway℠ Card
The United Gateway℠ Card doesn’t offer many travel benefits, except a 25% discount on inflight purchases and no foreign transaction fees. However, this card is an excellent choice if you don’t want to pay an annual fee but still want access to expanded award availability on United flights.
Blue Cash Preferred® Card from American Express
You’ll also earn 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis, rideshares, parking, tolls, trains, and buses), and 1% cash back on everything else. If you max out the $6,000 limit at U.S. supermarkets, you could earn up to $360 in cash back each year just from that category alone — that’s more than enough to offset the annual fee of $95 (waived the first year) (See Rates).
American Express® Gold Card
Along with 60,000 points after you spend at least $4,000 in your first 6 months of account opening (worth around $1,080 based on Insider’s valuations), the American Express® Gold Card earns 4x Membership Rewards points on up to $25,000 spent at U.S. supermarkets each calendar year (then 1x). This perk alone puts the card high on our list of top cards for buying groceries.
It’s also a good card for dining because it earns 4x points at restaurants worldwide (including takeout and delivery) with no cap, and also offers up to $120 a year in dining credit at participating restaurants and food-delivery services like Cheesecake Factory, GrubHub, and Seamless.
British Airways Visa Signature® Card
Plus, the cards have added elevated earning rates in certain categories as part of their welcome bonuses. New cardholders can earn 5 Avios per dollar on British Airways, Aer Lingus, and Iberia purchases and 3 Avios per dollar on accommodations booked directly with hotels in the first year of account opening (then 3x and 2x, respectively).
The Business Platinum Card® from American Express
The card also comes with a ton of valuable benefits, including up to $200 per calendar year in U.S. Dell credits, up to $200 per calendar year in airline incidental fee credits, and a 35% rebate when you redeem Amex Membership Rewards points for flights on your selected airline (or any business- or first-class ticket) through the Amex Travel Portal.
Many Amex Business Platinum Card perks can also be found on the personal Platinum Card. If you’re not sure which card is right for you, have a look at our comparison of the Amex Platinum and Business Platinum for a full breakdown.
The Platinum Card® from American Express
Even if you’re not traveling right now, the Amex Platinum 75k bonus is worth considering: Between up to $200 in Uber credits (including Uber Eats) and up to $100 in Saks credits each calendar year, plus the ability to use Membership Rewards points for a wide variety of redemptions (including many that don’t involve travel), it’s easy to get a ton of value from Platinum Card.
Ink Business Unlimited® Credit Card
Small-business owners who want to earn lots of rewards in the new year can benefit from these all-time-high offers. Keep in mind the Chase Ultimate Rewards points you’ll earn from these cards aren’t just good for cash back — you’ve got options to redeem for travel, and even more flexibility (like transferring to Chase airline and hotel partners) if you also have the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card in your wallet.
The World Of Hyatt Credit Card
You’ll earn 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening, worth around $900 based on Insider’s valuations. The previous offer was for up to 50,000 points but the spending requirement was much lower.
Jasmin Baron is an associate editor at Personal Finance Insider, where she helps readers maximize rewards and find the best credit cards to fit their lifestyles. She has covered credit cards, points and miles, and loyalty programs for over seven years, and she’s a Certified Educator in Personal Finance (CEPF).
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